In case of an accident, we want you to be well informed and prepared. The following are tips that we would like to convey to you.
THE "DO" LIST
-If anyone is seriously injured, call an ambulance. You should see a doctor if you feel you were injured in any way.
-Stop you vehicle immediately. Write down the license plate number of the other vehicle. Call the police.
-Show your driver’s license, insurance information, and registration to the other driver and to any police officer.
-Choose the repair or body shop where YOU want to have your car fixed. This choice is yours to make. Have your car towed there right from the accident scene if possible.
-Write a complete description of the accident as soon as possible.
-Notify your insurance company, even if the claim appears small and there are no apparent injuries.
-Have even minor damage repaired. Letting your car go unrepaired can cost you in the long run. Dents and rust spots deduct from the resale or trade-in value of your car.
THE “DON’T” LIST
-Never discuss circumstances, details, or the responsibility of the accident with anyone except the police and a representative of your insurance company.
-Never agree to a phone recording or give a signed statement to the claims adjustor representing the other driver’s insurance company.
-Never allow your car to be towed to a repair shop that you are not familiar with
-Don’t authorize repairs by signing a towing release unless you have decided to have your car repaired by the shop your car is being towed to.
-Please don’t be fooled by a lower estimate. There is a big difference between body shops, and a low bid could reflect an incomplete job. When some items are overlooked on -repair, the consequences to the driver can be major. Makes sure every detail has been attended to and repaired to your satisfaction before signing any insurance company release.